INSURANCE CLAIMS

Auto glass claims do not affect your premiums in Ontario when filed under your comprehensive coverage. We are an authorized direct-bill shop with Intact, Aviva, Desjardins, Co-operators, Wawanesa, Belair Direct, TD Insurance, RSA, Economical, and most regional carriers. You give us your policy details once, we handle the rest. Most customers pay $0 out of pocket for windshield replacement and $0 for chip repair when properly covered.

Will Filing an Auto Glass Claim Raise My Insurance Rates?

In Ontario, glass claims filed under comprehensive coverage are typically classified as no-fault incidents, they do not appear as at-fault accidents and do not affect your premiums or driving record. This applies to most major carriers including Intact, Aviva, Desjardins, and Co-operators. Every policy is different, so we verify your specific coverage before filing anything. You know exactly what to expect before we start work.

What Does Direct Billing Actually Mean for You?

Direct billing means you are not the middleman. We contact your insurer, verify coverage, open the claim, complete the work, and submit the invoice, all without you having to chase down forms or wait for reimbursements. Most customers need only five minutes of their time to get the process started.

Our Insurance Claim Process

1. You provide your policy number and insurer namethat is all we need.
2. We verify coveragea 5-minute call with your insurer confirms what is covered.
3. We schedule your appointmentshop visit or mobile service, your choice.
4. Work is completedglass repaired or replaced to OEM specification.
5. We bill the insurer directlyyou sign the work order; we handle all paperwork and follow-up.
6. You pay $0for most customers with comprehensive glass coverage, including chip repairs and full windshield replacements.